December 10, 2018
IIFL Home Finance Ltd, India’s leading housing finance company today said that it has disbursed over Rs 440 crores to about 20,000 beneficiariesunder Credit Linked Subsidy Scheme (CLSS) of Pradhan Mantri Awas Yojna.CLSS is the flagship scheme of Government of India's Pradhan Mantri Awas Yojna (PMAY) which aims housing for all by 2022.
Till the month ended November 30, 2018, IIFL Home Finance has approved home loans of up to Rs. 2700 crores under PMAY (Urban) CLSS scheme to beneficiary families belonging to EWS (Economically Weaker Section), LIG (Low Income Group) and Middle Income Group (MIG) categories.
The average ticket size for loan amount disbursed to customers under this scheme is Rs. 13 lacs in case of EWS/LIG. IIFL Home Finance Ltd. has made exceptional growth in terms of beneficiary numbers and CLSS subsidy disbursement under PMAY Urban. Since the launch of the scheme in 2015, CLSS beneficiary numbers of IIFL HFL have grown from 65 in FY 2015-16 to about 20,000 in December, 2018.
Mr. Monu Ratra, CEO, IIFL Home Finance Ltd. said,"We fully appreciate and support the government’s vision of ‘Housing for All’ by 2022. CLSS subsidy scheme under PMAY has been well received by customers all over the country, especially first-time home buyers belonging to EWS and LIG category. It is important to note that the benefits under the Credit-Linked Subsidy Scheme (CLSS) have enabled potential home buyers to realize their dream of owning a home”
About IIFLHomeFinance Limited
IIFL Home Finance Limited is a wholly owned subsidiary of India Infoline Finance Limited (IIFL) which is an NBFC registered with the Reserve Bank of India (RBI). IIFL Home Finance Limited is professionally managed and shares the professional values and ethos of its parent and holding company India Infoline Finance Limited; It has acquired and maintained a reputation for reliability, transparency of operation and absolute integrity. A steady growth rate validates the trust that customers have reposed in the company.
IIFL HFL has earned the notable distinction in raising awareness and taking the benefits of this scheme to the first-time home buyers belonging to EWS (Economically Weaker Section), LIG (Low Income Group) and Middle Income Group (MIG) categories. In its efforts towards educating and supporting the customers to avail benefits of CLSS subsidy under PMAY, IIFL HFL has received immense support from the Ministry of Housing & Urban Affairs and National Housing Bank (NHB).
IIFL Home Finance Ltd. has been recognized as one of the ‘Best Performing PLI under CLSS for EWS/LIG’ by the Ministry of Housing and Urban Affairs for the second year in a row -- for its outstanding contribution towards the Pradhan Mantri Awas Yojana’s Credit Linked Subsidy Scheme. In order to educate customers and enlighten them about the benefits of PMAY, IIFL HFL regularly conducts on the spot counseling for customers visiting its branches, felicitates CLSS beneficiaries at events, gives presentations to defined audiences and proactively calls potential customers on benefits of CLSS.
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